We make buying your home easier.

Our mission is to bring down the barriers to home
ownership and to first time home buyers who have been
disenfranchised by traditional banks. As a full service
mortgage banker, we have mortgage programs with low
down payments (3%) and the seller is allowed to pay
all closing costs. Past credit problems are understood.

We offer 100% financing (NO MONEY DOWN)! We also
offer the SONYMA program. The lowest fixed rate available
in New York State. 4 out of 10 tenants can qualify for a
home with our special 1st time home buyer programs.
We will bend over backwards to approve your loan.

Remember, we are direct lenders!